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HomeOwner Guardian
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📚 Learn
Build Journey Learning Center
Everything you need to know about building in Australia.
State
NSW
VIC
QLD
WA
SA
Build Type
🏠
New
🔨
Home
🏡
Granny
🏗️
Construction Stages
🚨
Red Flags
🛡️
Insurance & Rights
🛡️ HBCF (Home Building Compensation Fund)
Mandatory Threshold
$20,000
Structural Defects
6 years
Non-Structural Defects
2 years
📋 Regulator
NSW Fair Trading
Visit Website →
🔗 Useful Links for NSW
→
fair Trading
→
hbcf Claims
→
license Check
→
complaints Form
→
ncat
⚖️ Your Rights as a Homeowner
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Cooling-off period:
5 business days to cancel contract in NSW (check state-specific rules)
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Insurance before work:
Builder must provide valid home warranty insurance BEFORE work starts
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Progress payments:
Cannot be demanded without completed work and certificates
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Defect rectification:
2 years for non-structural, 6 years for structural
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Dispute resolution:
Free mediation available through Fair Trading / DBDRV before NCAT/VCAT